Insurance
I have no idea how much money is spent on home insurance every year but enough to build a mountain. Year after year insurance companies around the world remind us that we have to renew our insurance arrangements. Here at my house, our home insurance is with a well-known British company called Direct Line and to make the premiums a little cheaper our buildings insurance is married with our home contents insurance. We have been with Direct Line for ten years and have not claimed for anything. This year I received our renewal letter and it said that the premium we paid last year - £257.60 had now risen to £303.52. This represented a rise of £46. Anyway, I phoned Direct Line today and said that if the premium was not reduced we would be arranging our insurance with a different company. The fellow at the other end of the line left me on hold for two or three minutes and then returned to the phone with a much better deal. In fact that phone call saved me £28. But why didn't I get th...